What the Supreme Court’s decision on Obamacare means for college students

English: Barack Obama signing the Patient Prot...
English: Barack Obama signing the Patient Protection and Affordable Care Act at the White House Español: Barack Obama firmando la Ley de Protección al Paciente y Cuidado de Salud Asequible en la Casa Blanca (Photo credit: Wikipedia)

The Supreme Court upheld a key centerpiece of President Barack Obama’s healthcare plan today, meaning that American citizens must be insured by 2014 or face a penalty. The ruling also means that a complete repeal of Obamacare is now less likely.

So what does this ruling mean for college students? Well, to begin with, we can remain on our parents’ healthcare plans until the age of 26. This means that, unlike many before us, it is much more likely that we can remain insured through graduate school.


The ruling also means that, if your parents don’t have insurance or you don’t want to sign up with your college’s healthcare plan, you will have other options. According to Brian Burnsed’s post at www.usnews.com:

The law mandates the creation of public health insurance exchanges, which will allow students and other consumers a chance to compare different policies and purchase one they can afford. These insurance exchanges will be established by Jan. 1, 2014, meaning that until that time, finding suitable insurance outside of your school or your parents may be an opaque—and expensive—endeavor. (Burnsed, usnews.com)