The Student News Site of Colorado State University

The Rocky Mountain Collegian

The Student News Site of Colorado State University

The Rocky Mountain Collegian

The Student News Site of Colorado State University

The Rocky Mountain Collegian

Print Edition
Letter to the editor submissions
Have a strong opinion about something happening on campus or in Fort Collins? Want to respond to an article written on The Collegian? Write a Letter to the Editor by following the guidelines here.
Follow Us on Twitter
How Can Colorado Quarterback Shedeur Sanders Improve For the 2025 NFL Draft?
How Can Colorado Quarterback Shedeur Sanders Improve For the 2025 NFL Draft?
June 6, 2024

Colorado quarterback Shedeur Sanders stands out as a prime prospect for the 2025 NFL Draft, and it’s no surprise he's the current favorite...

Healthcare: take responsibility

Barack Obama signing the Patient Protection an...
Barack Obama signing the Patient Protection and Affordable Care Act at the White House (Photo credit: Wikipedia)

Colorado State University is requiring undergraduate students to display proof of personal health insurance or be signed up for the CSU program. It seemed simple enough, taking ten minutes to fill out the waiver form, and saving around $1,400.

Which is why it is so baffling to me that so many members of our student body are incredibly mad. Online comments are viciously lashing out at both Colorado State’s administration and the federal government in regards to being charged on student accounts for the CSU plan.


This may be one of those situations where doing some research first may have cleared up some confusion.

The bill upon which students, under the CSU healthcare plan, are charged is due Feb. 10. Five full days after the deadline for the student waiver form, due Feb. 5.

Notices about the aforementioned waiver form have been going out repeatedly for weeks.

The waiver form is online, takes twenty minutes, even with slow typing, and asks pretty standard information to demonstrate proof of insurance. (As a side note, knowing your health information, or at least carrying proof of health insurance on your person is a good habit to get into.)

The only way your health plan may be rejected is if it fails the following criteria: A full semester of coverage without break, a Maximum Benefit coverage of at least $500,000 a year, no more than a $2,500 deductible, and a U.S. based, law abiding company providing coverage.

Any anger among students aimed at Colorado State is misplaced. They have federally mandated requirements to meet.The university has provided a plethora of opportunities to avoid being charged.  If filling out a form is so inconvenient, how is it more expedient to whine on Facebook?

Anger at the federal government makes more sense at first, but lets be sure before shaking our fists in rage. The Affordable Care Act was passed by both the Senate and the House of Representatives, signed by the president of the United States, and deemed constitutional by the Supreme Court.

Anybody can voice their opinions, concerns and issues, you are guaranteed that right under the first Amendment. But at some point students will have to take some responsibility, stop the talk, and take action.

If you disagree with the individual mandate in the Affordable Care Act, then go get involved. Change it. Go to a primary election, research your candidate, or use your ability to vote. That has a chance to create the change you seek.


What won’t create that change is venting about being charged on Facebook without actually trying to find a solution. All that leads to is some comments and likes, and quite possibly some irritated friends. Wouldn’t you rather have that $1,400? Seems like an easy question to me.

Collegian editor at large Zack Burley can be reached at

Leave a Comment
More to Discover

Comments (0)

When commenting on The Collegian’s website, please be respectful of others and their viewpoints. The Collegian reviews all comments and reserves the right to reject comments from the website. Comments including any of the following will not be accepted. 1. No language attacking a protected group, including slurs or other profane language directed at a person’s race, religion, gender, sexual orientation, social class, age, physical or mental disability, ethnicity or nationality. 2. No factually inaccurate information, including misleading statements or incorrect data. 3. No abusive language or harassment of Collegian writers, editors or other commenters. 4. No threatening language that includes but is not limited to language inciting violence against an individual or group of people. 5. No links.
All The Rocky Mountain Collegian Picks Reader Picks Sort: Newest

Your email address will not be published. Required fields are marked *